Jared Shaft, CRPS®

A Life-Changing Moment That Shaped My Mission
In 2022, I broke my neck in a surfing accident in Puerto Rico, leaving me paralyzed from the chest down. It changed everything. After the initial shock and the mental toll of that first month, I made a decision—to stay positive, focus on what I can control, and live each day like it’s my last.

That experience gave me a perspective I bring into everything I do: help people make the most of their time, their resources, and their future.

What I Do
I help businesses and individuals build stronger financial foundations—whether that’s designing a compliant, efficient 401(k) plan or creating a retirement strategy that aligns with your personal goals.

For employers, I act as both a 3(21) and 3(38) investment fiduciary. I work with:

• 401(k), 403(b), 457 & pension plans
• Plan design optimization
• Investment selection & oversight
• Employee education
• Liability reduction & ongoing compliance

For individuals—including business owners, executives, retirees, and driven young professionals—I focus on:

• Tax-efficient retirement planning
• Wealth strategy development
• Investment Strategy & Portfolio transparency (you’ll always know what you own and why)
• High-impact planning tools like cash balance plans that can potentially save hundreds of thousands in taxes annually

My Background
I’ve been in business since I was 18. My first venture? Bike taxis and beachside golf carts in Orange County, giving complimentary rides and promoting local shops. I sold that business at 24, and now I bring that same entrepreneurial energy into retirement plan advising.

I believe the easiest part of wealth management is building a portfolio. The harder—and more valuable—part is understanding your goals and crafting a strategy that supports them. That’s where I come in.

If any of this resonates with you..
Whether you're a business owner looking to upgrade your retirement plan or an individual working toward long-term financial security, I’d love to help. No pressure. No sales pitch. Just a straightforward conversation with someone who has “walked” in your shoes, I absolutely understand the value of resilience, clarity, and a solid plan.  Give me a buzz or shoot me an email.  I actually respond & would love to hear your story.